Financing models
Three products. One platform. Your choice.
Every product is built on the same foundation: your tokenised SPV equity. Sell it. Pledge it. Combine them. The architecture is composable.
Product 01
Equity Token Sale
Sell equity. Keep control.
Offer a portion of your SPV equity tokens through a regulated Security Token Offering. Investors receive economic rights to revenue.
You retain operational control, creative decisions, and copyright ownership.
The mechanics
Your SPV equity is tokenised → you allocate tokens for investors → compliance review → subscription opens → investors subscribe with stablecoins → capital converts to your currency → deposited in your bank account.
Multi-tranche option: Split your offering into senior and junior tranches with different return profiles. Attract conservative and growth investors in the same raise.
- Cost
- 2% brokerage at close. 0.1–0.3% on each settlement. No upfront fees.
- Timeline
- 5–9 weeks.
Product 02
Equity-Backed Credit
Borrow against what you already own.
Your tokenised SPV equity is locked in an on-chain escrow smart contract. A qualified lender advances capital at a fixed interest rate.
The collateral is overcollateralised — token value exceeds the loan by at least 130%.
The mechanics
Traditional collateral (unsold rights) is subjective, slow to value and expensive to enforce. Your tokenised equity is on-chain, verifiable in real time, and automatically enforceable via smart contract. Better collateral. Lower risk. Lower rate.
Default enforcement: If you miss payments after the cure period, the escrow transfers tokens to the lender automatically. No court order. No legal fees. No waiting.
- Cost
- 1% brokerage. 8–12% annual interest.
- Collateral
- Minimum 130%, recommended 150%.
- Timeline
- 4–8 weeks.
Product 03
Bridge & Gap
The fastest close in film finance.
Bridge loans cover timing gaps — your tax credit is approved but the cash hasn't arrived. Gap loans cover structural shortfalls — the last piece no other source will fill.
Both backed by overcollateralised SPV token escrow.
The mechanics
Bridge: from 8% annual, 6–12 month maturity, for known receivables. Gap: from 10% annual, 12–24 month maturity, for revenue-dependent repayment.
On a €1M loan, the difference between a traditional 20% rate and a Reelmine-facilitated 10% rate is €100,000 per year. That's a line item in your budget.
- Cost
- 0.5% brokerage.
- Collateral
- Minimum 150%, recommended 175%.
- Timeline
- 3–6 weeks.
Side by side.
| Equity Token Sale | Credit | Bridge & Gap | |
|---|---|---|---|
| Type | Equity (sell) | Debt (borrow) | Debt (borrow) |
| Return to investor | Variable | Fixed 8–12% | Fixed 8–14% |
| Cost to you | 2% brokerage | 1% + interest | 0.5% + interest |
| Collateral | None | Min 130% | Min 150% |
| Speed | 5–9 weeks | 4–8 weeks | 3–6 weeks |
| Best for | Growth capital | Medium-term | Closing the stack |
Which product fits your project?
Send us the budget and the territory list. We will return a comparative capital structure.